Helping you with residential and property loans

With over 20 years experience in the finance industry, Countplus mbt has built solid relationships with a variety of lenders and can help you with a comprehensive range of residential and property loans, including:

Owner Occupied

A number of finance options are available for those looking to purchase the family home. Standard Variable, Basic Introductary, Fixed Rate or a combination. Countplus mbt will run through your options and present a tailored finance solution.

Investment

We can recommend the most appropriate finance options for the purchase of your investment properties as well as advise on a tax-effective finance solution and also look after your insurance needs through our in-house Financial Advisers.

Refinancing

Countplus mbt will review your current home loan and advise as to whether it will be cost effective to refinance. We can highlight how you could potentially shave years off your loan by switching to a more competitive product.

Line Of Credit

Line of Credit loans are interest only variable rate loans that allow you to borrow against the equity in a home with the added flexibility of a transaction account built into the home loan. Particularly useful when funds are required for that family holiday or to take up other investment opportunities.

Construction Loan

Specifically for the purpose of helping you to build your new home, investment property or purchase vacant land.

Bridging Loan

Offers an easy way to purchase or build a new home before you sell your existing one. Rather than making two sets of loan repayments while you are selling your existing home, no repayments are required on the new home loan for the Go-Between period. The length of your Go-Between period depends on whether you are buying or building your home.

Low Doc Loan

Designed for Self Employed people with a good credit history who for one reason or another do not have op-to-date financial information. In this instance, you must have an ABN.

Non-Comforming Loans

Designed especially to help borrowers who do not meet 'standard' lending criteria. This includes those who have an impaired credit history, are unable to provide the required documentation in support of their loan application, or wish to borrow more than 100% of the property value.

Debt Consolidation

Money troubles can make you feel like you are drowning in debt. Illness, loss of income, retrenchment or a divorce can all lead to temporary financial problems. By rolling over or consolidating your higher rate or shorter term debts into one lower home loan rate you may reduce your monthly repayments - leaving more money in your pocket each month.

 

Home loan health check

We always recommend that you book in for a complimentary home loan health check. In the same way that you service your car, our home loan health check will ensure your home loan is in tip top condition. And by this we mean you’re getting the best deal for your circumstances now and taking advantage of the highly attractive home loan rates on the market today.

 

Contact our finance experts to discuss how you can access the best residential and property loans for your specific circumstances.